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Paying with Credit card

Credit Card Processing with Paya –
Simple, Flexible and Secure

Your customers deserve a better way to pay. With Paya’s Credit Card Processing Solutions, customers can pay their way — with anywhere, anytime, any way secure transactions.

Paya offers a physical or a cloud-based Point-of-Sale (POS) solution — both use the newest PCI- compliant Europay, Mastercard® and Visa® (EMV) chip technology.

Our Credit Card Processing Solutions accept all major brands:
• Visa, MasterCard, American Express®
• Discover®, Diners Club®
• JCB, Debit/ATM
• Private-label cards

With Paya, you can reach customers onsite, online and on mobile devices —anywhere they are.

The Features You Need
Our feature-rich secure and integrated payment processing systems include:
• Integrated payment terminals that link to a secure payment gateway.
• Solutions that support Class A semi-integrated terminals (Verifone Vx520 DM, Verifone Vx680, Verifone Vx805, GPRS, Ingenico ICT220,Ingenico ICT250, Ingenico IWL250, Ingenico IPP220).
• Financial backend processes, such as settlement and automatic updates.
• Support when you need it — our customer service representatives are always available, 24/7.
• A selection of EMV payment terminals (Equinox L5300, Ingenico IPP320, PAX S300).
• Ability to send invoices from anywhere using web-based payments, click-to-pay and e-invoicing solutions.

Make Managing Your Business Easier
With Paya Credit Card Payment Processing, your business can see the following benefits:
•Quick and easy set-up — you can begin taking payments almost immediately.
•Improved revenue — spend less time waiting and more time helping other customers, using rapid credit card processing that operates at the speed of business.
•Higher customer satisfaction — flexible payment options means customers can pay any way they’d like, which leads to satisfied customers.
•Seamless reporting — drive front-end sales while simultaneously reconciling back-end office reporting.
•Automated processes — spend more time on other business priorities.
•Increased productivity — with simple, easy integrations into most accounting and ERP systems.
•Scalability — Paya’s solution platform is built with the future in mind, and is easily adaptable to support tomorrow’s technology.

Security is Paya’s Priority
With the growing problem of data breaches and fraud, your customers trust you with their financial data. Paya’s frictionless solutions platform gives merchants confidence that their business, and their customers’ data, is secure. We provide reliable service, with failsafe redundancy that ensures the system is up when you need it.

Our security protection is continually upgraded to exceed industry security standards:

•Hardware Encryption – Because EMV cannot prevent breaches due to exposure of card data, Paya offers a Head-to-Host solution using point-to-point encryption. By decrypting data at the Paya Gateway Level, your domain is not exposed to card data, which decreases your risk of breaches.

•Fraud Protection – By using gateway security and portfolio-level risk reporting, Paya both detects and prevents fraudulent payment transactions. To help you better understand fraud risks and patterns, we also provide comprehensive decline reports.

Some of the world’s largest processors trust Paya with their transaction business. With Paya’s frictionless solutions platform, you can be confident your business is secure.

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Credit Card Services

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