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We have exciting news! Sage Payment Solutions is now Paya!


Let Paya accelerate your retail operation with everything you need to succeed today, while also positioning your business for success tomorrow.

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Paya gives retailers a flexible, simple and secure solution for any way your customer wants to pay.

Your customers want choices when paying for your products — credit card, checks,mobile. With so many retail options available, they demand a secure, intuitive and fast checkout process. But at the same time, your business needs a seamless and easy-to-use payment system that protects you against the liability shift, so you spend your time serving your customers and growing your retail business.

With Paya, you can reach customers onsite, online and on mobile devices —anywhere they are – with a full suite of secure and integrated payment solutions. While other payment systems involve long transaction times and expensive card readers, Paya is different — faster transactions and more affordable tools.

Paya Offers Solutions Specifically for Retailers’ Changing Need!

Credit Card Processing — Offers a physical or a cloud-based Point-of-Sale (POS) solution — both use the newest Payment Card Industry (PCI)- compliant Europay, Mastercard® and Visa® (EMV) chip technology. Our Credit Card Processing Solutions accept all major brands including Visa, MasterCard, American Express®, Discover®, Diners Club®, JCB, Debit/ATM and private-label cards.

Payment Processing — Uses a 100% browser-based POS to deliver an EMV supported payment processing experience. Paya enables you to accept checks, Electronic Funds Transfer (EFT) and Automated Clearing House (ACH) payments.

Mobile Payment Processing — Enables you to take mobile payments using digital wallets and mobile payments when you are on the go. With our Mobile EMV card reader offered at an affordable price, you can increase your revenue while providing you and your customers the latest security protection.

Make Managing Your Business Easier
Our feature-rich secure and integrated payment processing systems include:
•Integrated payment terminals that link to a secure payment gateway.
•EMV-compliant technology, equipped with the latest security measures for those customers with an embedded microchip in their card; plus, unlimited monthly credit card payments.
•Payments that can be accepted from digital wallets like Apple Pay or Google Wallet.
•Recurring payments that are enabled to increase customer satisfaction.
•Exclusive internet browser-based payment capability and virtual terminals that offer full head-to-host encryption security.
•Leading cart provider integration, including Magento, Shopify, and WooCommerce, for secure and simple online shopping card payments.
•Mobile app for IoS and Android devices as well as a chip card reader with an audio jack or Bluetooth.
•Cloud-based POS system which uses a virtual terminal that supports EMV and protects you against the liability shift.
•Gift and loyalty programs that include predesigned or custom gift and loyalty cards, along with the tools to successfully introduce and manage your customer outreach.
•Support when you need it — our customer service representatives are always available, 24/7.

Make Managing Your Retail Business Easier

With Paya, your retail business can see the following benefits:
•Quick and easy set-up — Begin taking payments almost immediately.
•Improved revenue — Spend less time waiting and more time helping other customers, using rapid credit card processing that operates at the speed of business.
•Higher customer satisfaction — Allow flexible payment options so that customers can pay any way they’d like, which leads to satisfied customers.
•Seamless reporting — Drive front-end sales while simultaneously reconciling back-end office reporting.
•Your money faster for mobile sales — Reduce settlement time to within 48 hours to a preferred bank account.
•Faster mobile processing times — Know that other vendors supporting mobile EMV have longer processing times.
•Reduced costs — Reduce costs for mobile payments with the elimination of recurring fees for third-party decryption.
•Expand your reach — Leverage Paya’s complete suite of gift and loyalty program offerings.
•Scalability — Adapt quickly to support tomorrow’s technology.

Security is Paya’s Priority
With the growing problem of data breaches and fraud, your customers trust you with their financial data. Paya’s frictionless solutions platform gives merchants confidence that their business, and their customers’ data, is secure. We provide reliable service, with failsafe redundancy that ensures the system is up when you need it.

Our security protection is continually upgraded to exceed industry security standards:


•Hardware Encryption – Because EMV cannot prevent breaches due to exposure of card data, Paya offers a Head-to-Host solution using point-to-point encryption. By decrypting data at the Paya Gateway Level, your domain is not exposed to card data, which decreases your risk of breaches.

•Fraud Protection – By using gateway security and portfolio-level risk reporting, Paya both detects and prevents fraudulent payment transactions. To help you better understand fraud risks and patterns, we also provide comprehensive decline reports.

Some of the world’s largest processors trust Paya with their transaction business. With Paya’s frictionless solutions platform, you can be confident your business is secure.

We would like to thank our fine customers like you who have kept us at the top! Without your support and repeat business, we would not have been able to maintain our Sage President's Circle ranking since 2011.

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